Disclaimer
Article 1 — Purpose
Creditetudiant.com publishes general information on student credit, bank loans, financial aid, scholarships, guarantees and funding solutions for higher education.
Article 2 — No Banking Services
The website is not a bank, a lending institution, a credit broker or a banking intermediary. It does not grant any funding, does not collect any deposit and does not guarantee any loan application.
Article 3 — No Personalised Advice
The information published does not constitute individual financial, banking, legal or tax advice. Students and any guarantors should consult the competent bodies before entering into a financial commitment.
Article 4 — Accuracy of Information
Interest rates, fees, eligibility conditions, guarantees, funding ceilings, public schemes and repayment rules may change. Despite verification efforts, the publisher does not guarantee their permanent accuracy or completeness.
Article 5 — No Guarantee of Funding
The presentation of a banking institution, a student loan or a financial aid scheme guarantees neither the acceptance of an application, nor the obtaining of a particular rate, nor the award of a scholarship or of a public guarantee.
Article 6 — Limitation of Liability
To the extent permitted by law, the publisher cannot be held liable for refusals of funding, for the independent decisions of lending institutions, for repayment difficulties or for the financial consequences resulting from users' choices.
Nothing in this disclaimer limits any liability that cannot lawfully be excluded.
Article 7 — Updating of Content
The publisher may amend, correct or withdraw the information published. Users must verify the contractual terms, rates, fees and repayment obligations with the bodies concerned before any commitment.
Article 8 — External Links and Advertising
Links to banks, financial institutions, public bodies or funding platforms do not constitute a certification, a guarantee or a personalised recommendation. Advertisements must be distinguished from editorial content.
Article 9 — Borrower Protection and Statutory Rights
The mandatory rights of borrowers and consumers remain fully preserved. Credit transactions may be subject to pre-contractual information requirements, creditworthiness assessment and consumer protection obligations, depending on the applicable legislation.
Article 10 — Editorial Independence
The mention of a bank, a lender or a public body does not imply the existence of a commercial partnership or of official approval.
Any commercial relationships must be clearly identified. Editorial content is based on objective and verifiable criteria, with no guarantee of an exhaustive ranking of the offers available.
Article 11 — Fraud Prevention
Students and their families should verify the identity of lending institutions, their regulatory authorisations, the contractual terms and any requests for advance payment.
Particular vigilance is recommended regarding fake guaranteed student loans, fraudulent credit offers, bank identity impersonation and abusive requests for personal documents.
The website does not guarantee any offer or transaction proposed by third parties. Mandatory statutory provisions on liability remain applicable.
Last updated: 6 November 2026